Attention homeowners in Orlando and Orange County: Get an Appraisal today!
See the top 7 reasons FL homeowners order from TLM Appraisal Services:
Own a house in or near Orlando, FL and need help determining the value of it?
At TLM Appraisal Services, we understand the unique needs of a consumer in need of appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a consumer that probably doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at TLM Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. TLM Appraisal Services is seasoned in helping people just like you dismiss unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from TLM Appraisal Services is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. TLM Appraisal Services can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? TLM Appraisal Services can help you with that. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.